Recently I had a dear friend who passed away from cancer. Life is just too fragile. You don’t know what is going to happen tomorrow or the future. When one falls ill with long-term treatment are bound to spend a lot on medical bills and it would be  a real burden to the family if we have not had any back-up plan. As years went by, everyday expenses have increased sky high and so has the medical expenses. So I have thought about it and gotten myself some individual life insurance rate quotes in case of any unforeseen circumstances should happen to me, at least I won’t be a burden to the family.

I have known many people around my age would feel that they are not in need of a insurance but no one can guarantee nothing will happen in the future. Life is unpredictable. So, its really important to be prepared. This is a protection for yourself and for your loved ones. Apart from medical insurance, a basic life protection plus some perks of investment was another insurance I would want to consider.